| If you look at costs of living your car is certainly up | | | | custom. Follow the simple motto of 'if you don't ask, |
| there, perched towards the top, ever looming down. It | | | | you don't get'. Don't be worried or afraid to ask for a |
| seems every year, no matter how safe or careful we | | | | further discount , car insurers are looking for your |
| drive, our car insurance premiums increase. | | | | custom. |
| There are though a lot of useful ways you can keep | | | | 4. Type of car: If you are deciding on your next car, |
| control of those spiralling car insurance premiums - a | | | | but are also concerned with the cost of car insurance |
| few of which I will cover here: | | | | then consider buying a car that fits in to the lower |
| 1. Keep Your Car Safe: Imagine you are a car | | | | insurance band. Typically smaller engine cars will |
| insurance company. You have to think about the car, | | | | attract a lower quotation. |
| owner, location, security before you can accurately | | | | 5. Accurate estimation of annual mileage: Some people |
| assess the likelyhood of a potential claim - which | | | | when asked for yearly mileage over estimate by as |
| ultimately governs your car insurance quote. If you | | | | much as 50% of the actual annual mileage! The lower |
| keep you car secure at night by way of a garage or | | | | the number of miles you drive, the lower your car |
| alarm/immobaliser, it will lower your risk of theft or | | | | insurance will be. By providing the average miles you |
| damage and therefore lower your potential for making | | | | drive in a year will help keep your quote as accurate |
| a claim. Car insurance companies recognise this and | | | | as possible. |
| therefore will provide a lower quotation. | | | | 6. Drive Safely: May sound an obvious tip but by |
| 2. Shop Online: Most major car insurance companies | | | | keeping safe on the roads and accident free it will help |
| offer a discount simply by buying your car insurance | | | | increase your no claims bonus and reduce your car |
| over the internet. Many companies are now competing | | | | insurance premiums. Not only that but it will also make |
| with each other, this alone is driving costs down, but as | | | | driving much more of an enjoyable experience for the |
| car insurance companies are offering on average a | | | | rest of us! |
| 10% discount this can certainly save you some money. | | | | There are many places to obtain car insurance, make |
| 3. Haggle: With the very high increase of companies | | | | sure you shop around to get the best deal for you - |
| offering car insurance over the phone or online many | | | | and your car! |
| companies are prepared to haggle in return for your | | | | |